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Reduce Payroll Taxes. Add Benefits.
Spend Nothing.

An IRS-compliant pre-tax program that typically saves employers $640 per employee per year in FICA taxes, while funding better healthcare benefits your people actually use. 

Why Leaders Trust Vantaged Solutions

Vantaged Solutions was founded by Gerald Magid, who brings decades of experience in small business and real estate development to every client relationship. He has helped businesses and nonprofits recover more than ten million dollars in overlooked tax refunds and incentives. He founded Vantaged Solutions to bring that same expertise to employee benefits and employer profitability.

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Collage of professional speaking engagements, conference presentations, and networking events
Collage of professional speaking engagements, conference presentations, and networking events
Checklist highlighting improved employee benefits, healthcare savings, increased cash flow, stronger retention, and zero-budget implementation.

Improve benefits

Eliminate many out-of-pocket copays and deductibles for your employees

Reduce net spend

Increase cash flow
for the business

Strengthen retention

and recruitment

Require zero budget

Better Benefits.
Lower Costs.
Zero Tradeoffs.

Healthcare costs rise every year. Benefits get more expensive. Employees get less value. We fix that.

 

Vantaged Solutions helps employers offset existing healthcare costs with tax-advantaged savings through compliant, pre-tax benefit structures grounded in the IRS code. The result is lower net costs, stronger employee benefits, and immediate financial impact.

 

You keep your existing plans. We layer a fully compliant structure on top of any benefits without adding cost or operational burden.

What Decision Makers Care About Most

Financial
Impact

  • Reduce net benefit costs per employee

  • Generate new cash flow without cutting benefits

  • Deliver measurable, forecastable ROI from day one

  • Improve EBITDA within 60 days

Zero
Disruption

  • No change to your current health plan

  • No net cost for you or your employees

  • No operational lift for HR or Finance

Strategic Talent
Advantage

  • Employees receive additional concierge medical, mental health, urgent care, and pharmacy access

  • All with zero copays, zero deductibles, zero out-of-pocket costs

  • A benefit that differentiates you in competitive markets

Close-up of IRS tax code document highlighting federal tax provisions used for employee benefit and payroll tax programs

HOW IT WORKS

Tax-Advantaged Benefit Structuring…
Built on the IRS Code

The program is built on proven IRS tax code provisions, including Sections 105 and 125, and guidance from IRS Publication 15 (Circular E), Employers Tax Guide. These same foundations power programs like health savings accounts (HSAs) and flexible spending accounts (FSAs), but are rarely optimized to their full potential, because traditional brokers and carriers don’t benefit from showing them to you. These structures allow employers to establish pre-tax deductible medical expense arrangements, reducing net benefit costs while providing employees with richer, no-net cost care. Delivered exclusively through our partnership with EHP and Revive Health, this model is protected, compliant, and unavailable through direct channels.

Graphic titled "The Compliance Advantage" explaining that employee benefit programs are designed around IRS guidance, federal regulations, and established governance processes to ensure compliance, documentation, oversight, and audit-ready administration.

The Compliance Advantage

You’re right to ask how this is compliant. It’s a fair question. The simple answer is that we started with compliance, not savings. We began with a deep dive into federal law, IRS guidance, and supporting literature. The EHP Plan was purposely created, thoroughly researched, and found 100% compliant with IRC 213(d), 106(a), 105(b), 1.105II(i), and 104(a) (3) codes, and all applicable IRS memos, ERISA regulations, HIPAA, and ADA requirements.

Every structure is implemented through EHP’s governance framework, ensuring proper documentation, oversight, and audit-ready rigor for a defensible medical expense arrangement. This eliminates ambiguity and ensures the program operates exactly as intended under federal guidance. We don’t bend the rules. We apply the rules that already exist, but that most organizations simply haven’t fully discovered.

See Your Savings Before You Commit

Request a no-cost ROI analysis and see exactly how much your organization can save.

Top rated insurance companies have thoroughly vetted and underwritten EHP's program and insure the compliance risk for $20 million for each of EHP’s clients.

Plan design has been reviewed and approved by leading tax attorneys.

Full documentation, compliance protocols, and audit-ready rigor are built into every implementation.

The EHP Plan also includes built-in protection and expert support, giving clients added peace of mind if questions ever arise. To further reinforce that confidence:

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Schedule Your Discovery Call

A no-obligation conversation with one of our specialists takes 20 minutes. Most analyses are completed within 48 hours.

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